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Mediocrity is the resultant state you blindly accept and live when you stop questioning the unfolding of events, occurrences, situations, circumstances and the behaviors of people around you.

You were given the gift of a discerning mind and it is incumbent upon you to use it not only for your survival, but for the thriving of all of humankind.

Step out of mediocrity by questioning authority at ALL times and in ALL places. ~Dean A. Banks, D.D.


All we have is NOW! We can reflect on the past and meditate to release its stresses in order to accept the current conditions we are experiencing. We can refract on the future  and contemplate its possible stresses in order to reject possible conditions that could arise in preventing our vision from manifesting. Or we can just allow what is going on NOW to fill us with Divine love by concentrating on the blessings in our lives, meditating to relieve the perceived stresses of our past and contemplating our possibilities into probabilities. This creates a dynamic state of allowing the unfolding of the realization of our Divine purpose in Divine order in our immediate future. We exist in the NOW and we perceive the movement from our past into our future in the perceived dualistic reality.

We project our understandings of the perceived dualistic reality into its dynamic illusion in order to affect our ‘world’. In reality, we only have what we perceive is occurring from moment to moment. Moments turn into minutes, minutes into hours, hours into days, days into weeks, weeks into months, months into years and years into lifetimes. Are you expressing what you were created to contribute to the growth and expansion in this world? Have your moment to moment realizations yielded the inspirations necessary to drive you into expecting the Divine desires in your heart? Or do you just dismiss them and live in mediocrity because you doubt your ability, worry about what ‘might’ happen to disillusion you or fear what you perceive as the ‘unknown’? If so, then it’s time for you to drop all of your doubts, worries and fears and completely trust in the Divine to guide your thoughts, beliefs, words, actions and behaviors toward the actualization of your innermost dreams.

The Divine created you to manifest those dreams and it is YOU that hasn’t effectively acted upon them. It is you that hasn’t had the faith to follow through to their complete realization. It is you that hasn’t seen the reality of the Divine within you to co-create the fulfillment of your Divine purpose in Divine order. The YOU is the smaller ego self that chooses to protect itself from any physical, emotional, mental and spiritual harm. In its zeal to protect, it constricts. In its love of self, it denies SELF. In its desire to please itself, it dismisses your Divine desires. Don’t allow your smaller self to steer the wheel alone. It cannot see beyond itself in order to grow and expand. It does not care about what happens to others. It only does what is necessary to protect itself and ensure its own survival.

Prayer is the first step that tells the smaller self that there is a Divine reality beyond its own purview. Meditation is the second step that tells the smaller self to listen to the still small voice of the Divine within. Service is the third step that shares the guidance from the Divine into contributing to the growth and expansion of all. Realization of your Divine purpose is ‘following through’ with the co-creation and is the final step that allows the smaller self to see that it is a part of a grander scheme and not an isolated island in a sea of obscurity. Be the divine creation that you are by living in the NOW and co-creating a future where we all live in peace and harmony through understanding and sharing love with all. It all begins when you live in the NOW! ~Dean A. Banks, D.D.


What is genius? By definition, genius is an exceptional and ‘natural’ capacity of intellect impressed with intelligence and ingenuity and expressed in creative and original work in science, art, music and humanities. It is the capacity to utilize a ‘natural’ and inherent insight to observe, collate and evaluate events, occurrences, situations, circum-stances and the behaviors of others and to understand exactly what the original motivations and causes were that created these expressions. It acknowledges and accepts the observed ‘truth’ revealed by the senses.

Johann Wolfgang Von Goethe once said, “The first and last thing required of genius is the love of truth.” It takes what appears to be a common and everyday occurrence and awakens us to the marvel underlying its manifestation. Goethe expressed this as follows:” It is the great triumph of genius to make the common appear novel.” Genius invigorates one’s being with the confidence needed to succeed, even though it might face many challenges in the expression of being successful; take Dr. Stephen Hawking for example. He was told he would die years ago but his drive and determination to seek the truth of our existence literally kept him alive and ‘successful’.

Goethe said, “Beware of dissipating your powers; strive constantly to concentrate them. Genius thinks it can do whatever it sees others doing, but it is sure to repent every ill-judged outlay.” A genius implies that in of and as itself, it is special. However, the fact is that we are all special. We all have the capacity to embrace genius when we seek to be greater than we are. True genius is in mastering the whims of the ego and allowing the guidance from the Spirit of God to fulfill the expectations of our inner desires and manifest our Divine purpose in Divine order.

The following statement sums it up: “For a man to achieve all that is demanded of him he must regard himself as greater than he is.” ~Johann Wolfgang Von Goethe. Albert Einstein, the most recognizable embodiment of genius, once said, ““Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.” He also said, “Genius is 1% talent and 99% percent hard work.” Furthermore, Einstein focused on what creates genius in all of us and that is the development and use of our imagination: “Imagination is more important than knowledge. For knowledge is limited to all we now know and understand, while imagination embraces the entire world, and all there ever will be to know and understand.”

Through the development and freedom of our imagination, we can begin to observe external patterns and rhythms of the perceived dualistic reality and organize them into a workable model of universal impression and expression of all that exists. Einstein sought, through his genius, a Unified Field Theory (a unification of the General Theory of Relativity and Electromagnetism), or a Theory of Everything (explanation of all physical constants of nature without a basis of nature to be ‘fields’), that he never found in his lifetime.

Genius always desires to go one step further in order to discover the truth. It requires us to be committed and to act upon that commitment in a ‘timely’ fashion. When we move toward the realization of our desire to ‘know’ and ‘manifest’ it moves toward us concurrently; not because it actually ‘moves’, but because our awareness opens up from possibilities into probabilities. Once we make the decision to open ourselves up to a greater perspective, things begin to happen that we hadn’t considered or even thought were possible. The secret to opening up to your inner genius is to start moving toward it NOW!

Genius is fully actualized in being bold enough to trust in the Spirit of God and not get in the way of the manifestation of your Divine purpose being unfolded in Divine order. Being a genius imbues many characteristics that are developed in you by making the choice to act on them at critical points in your life. Geniuses are NOT born, they are made as once stated by Dr. Alfred Barrious. He further stated that geniuses have 24 characteristics in common and each and every one of us can develop these traits in ourselves: http://www.jimwestergren.com/24-qualities-that-geniuses-have-in-common/.

Make that step toward unfolding your inner genius as Goethe revealed in the following statement: “Until one is committed, there is hesitancy, the chance to draw back, always ineffectiveness. Concerning all acts of initiative and creation, there is one elementary truth the ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then providence moves too. All sorts of things occur to help one that would never otherwise have occurred. A whole stream of events issues from the decision, raising in one's favor all manner of unforeseen incidents, meetings and material assistance which no man could have dreamed would have come his way. Whatever you can do or dream you can, begin it. Boldness has genius, power and magic in it. Begin it now.”  ~Dean A. Banks, D.D.

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Until one is committed, there is hesitancy, the chance to draw back, always ineffectiveness. Concerning all acts of initiative and creation, there is one elementary truth the ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then providence moves too. All sorts of things occur to help one that would never otherwise have occurred. A whole stream of events issues from the decision, raising in one's favor all manner of unforeseen incidents, meetings and material assistance which no man could have dreamed would have come his way. Whatever you can do or dream you can, begin it. Boldness has genius, power and magic in it. Begin it now. ~Johann Wolfgang Von Goethe



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When we understand the true role of our ego we can allow it to do its job without interfering in the unfolding of our Divine purpose in Divine order.

Its job is to protect us by constantly making us aware of self-survival.

When we come to realize that our 'true' survival is in our alignment and allowance of the Divine to guide us, then, and only then, do we manage the ego's reactions and sublimate them into Divine pro-actions. ~Dean A. Banks, D.D.

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Elizabeth and I would like to invite you all to our site ‘Service In Prayer’. For many months we have been led to offer a way for our online friends to have a forum to share our prayer needs with each other.

The purpose of this website is to connect with one another and share our needs for healing in whatever areas we feel we need. Please visit the website or go to the Facebook forum to post any public prayers on the Wall or PM us for private prayers.

We will pray for you or help you to find Prayer Partners to assist you in healing and realization of your Divine purpose and the unfolding of it in Divine order.

Thank you all for your support, kindness and for blessing us with your ongoing friendship. Peace and blessings to all of you and your families! ~Dean A. Banks, D.D.

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Did you miss any of the issues of The Spirituality Post Daily? If so, following are the links to each and every day for you to peruse. Please visit our advertisers and help us to keep going in our service to the spiritual community of souls who long for a greater spiritual perspective on life. God bless you and your families! ~Dean A. Banks, D.D.




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Currently Bobby Hinkle, Elizabeth May Sutor and Dean A. Banks, D.D. have uploaded podcasts. Robert Yarbrough will be added soon. Just click on the podcasters placards below and click on the Podcast title. Currently there are five podcasts on Bobby Hinkle's page, one on Elizabeth Sutor's page and nine on Dean A. Banks, D.D.'s page. Stay tuned for more! Thank you for choosing us!

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What is the Spirituality Guidance Channel? SGC is a video portal designed to introduce spiritually inclined individuals to be exposed to spiritual videos, radio, teachers, music, art, books, resources and links from a selected group of teachers and requests from viewers. Each featured coach/teacher will have their own page highlighting any videos, audios, websites or printed material they have produced. This portal will be regularly promoted on the Internet through social networking and targeted marketing channels. Please visit the website at the following address:
and email me at webproducer@hotmail.com with any suggestions, links or materials. Thank you for your most courteous participation in this project. I welcome your input. ~Dean A. Banks, D.D.


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Welcome to our new Sunday Morning Service by Dr. Dean A. Banks, D.D.

Every week Dr. Dean will be engaging subjects that are pertinent to your growth and expansion into recognition of; respect to; and communication with your inner spirit.

Please feel free to comment or suggest topics for review. May the Divine always bless you and your families! ~Dean A. Banks, D.D.


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When you are thankful for the simple things in life you are blessed with the knowingness of the Divine's participation in all that you experience. ~Dean A. Banks, D.D.

"Each of us is here to manifest a unique aspect of the Father's unlimited personality and love. Within each of us is a divine spark that brings into this world something so sacred and true, a realization of the Father's unbounded nature." ~Vic Peppler

A Message to Pat Robertson: Proselytizing your incorrect version of the Bible  encourages people to reject what it truly says, forget about the education of their children, practice and live in mediocrity, destroy ambition and desire and become drones in their lives. But, it's all OK for them if they send you a check, right Pat? ~Dean A. Banks, D.D.

What you are is not what we think of you but what you think about what we think about you! ~Dean A. Banks, D.D

What you think about me might be none of my business but what I think about you is all of my business! ~Dean A. Banks, D.D

It is the great triumph of genius to make the common appear novel. ~Johann Wolfgang Von Goethe

Beware of dissipating your powers; strive constantly to concentrate them. Genius
thinks it can do whatever it sees others doing, but it is sure to repent every ill-judged 
outlay. ~Johann Wolfgang Von Goethe

For a man to achieve all that is demanded of him he must regard himself as greater than he is. ~Johann Wolfgang Von Goethe

The first step begins every journey. Make that step boldly by trusting in the Divine completely. ~Dean A. Banks, D.D.

Winning or losing is the game of illusion that is played by the ego and is revealed by observing the separation in the natural world; Oneness with the Spirit of God reveals joy unspeakable and a knowingness of complete equality. ~Dean A. Banks, D.D.

When you walk the walk after you talk the talk, step by step the Divine unfolds your Divine purpose in Divine order.  ~Dean A. Banks, D.D.

When our destinies are intertwined with the destinies of others, our mutual growth and expansion is dependent upon our faith in Divine providence and not in blaming one another; for in blaming yourself or another you are looking toward separation for the answer and NOT Oneness. ~Dean A. Banks, D.D.

It all boils down to EGO or GEO; what is your preference? ~Dean A. Banks, D.D.

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Freedom is the state of being free or at liberty, rather than in confinement or under physical restraint. It is the exemption from external control, interference or regulation. Also, it is the power to determine action without restraint; not living in any form of slavery (dictionary.com).

What is true freedom? It is the ability to listen to and follow the guidance from the Spirit of God within and not be a slave to the ongoing survival instincts and selfish desires of the ego. It is being able to move easily and consistently from mediocrity to spiritual affluence by thriving in the fulfillment of your Divine purpose in Divine order. It IS our natural state of Oneness with the Divine and NOT the unnatural state of illusion that illustrates separation from the Divine.

This illusion mitigates our feelings of liberty. Liberty is the freedom from control, interference, obligation, restriction or hampering conditions. It is the power or right of thinking, believing, speaking, acting and doing what is considered acceptable according to your own individual choices. It is the freedom from captivity, confinement, physical restraint or any form of slavery (dictionary.com).

Reject any illusion that emphasizes any form of separation from the Divine while allowing the ongoing Oneness with the Infinite Spirit. Live in freedom and liberty every day by allowing the Spirit of God to guide your every step. ~Dean A. Banks, D.D.


I choose not to live in fear. My life is here on this page and I am so thankful to all of you for your friendship. I will stand my ground when it comes to anyone who chooses to hurt another individual or lie to them. I will not cower, retreat or become scared.

Why? The Creator of the entire universe is at my center, just as it is at your center, guiding me and protecting me from all harm. I live boldly speaking the truth, sharing my insights and truly caring for all of humankind. When we collectively believe lies and succumb to violence amid ourselves, we are not living in the Spirit of God.

Truth is there at your center. It always is there and it is always the truth. Listen to it. Nurture it. Live it. That’s why we are all here. Peace and blessings to all of you. ~Dean A. Banks, D.D.



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The world’s greatest geniuses have all had 24 personality characteristics in common and you can develop the same traits yourself, says an expert.

“Most people have the mistaken idea that geniuses are born, not made”, declared clinical psychologist Dr. Alfred Barrious, founder and director of the Self-Programmed Control Center of Los Angeles and author of the book, Towards Greater Freedom and Happiness.

“But if you look at the lives of the worlds greatest geniuses like Edison, Socrates, DaVinci, Shakespeare, Einstein, you will discover they all had 24 personality characteristics in common.

“These are traits that anyone can develop. It makes no difference how old you are, how much education you have, or what you have accomplished to date. Adopting these personality characteristics enables you to operate on a genius level.”

Here are the Characteristics Dr. Barrious lists, which enable geniuses to come up with and develop new and fruitful ideas:

DRIVE. Geniuses have a strong desire to work hard and long. They’re willing to give all they’ve got to a project. Develop your drive by focusing on your future success, and keep going.

COURAGE. It takes courage to do things others consider impossible. Stop worrying about what people will think if you’re different.

DEVOTION TO GOALS. Geniuses know what they want and go after it. Get control of your life and schedule. Have something specific to accomplish each day.

KNOWLEDGE. Geniuses continually accumulate information. Never go to sleep at night without having learned at least one new thing each day. Read. And question people who know.

HONESTY. Geniuses are frank, forthright and honest. Take the responsibility for things that go wrong. Be willing to admit, ‘I goofed’, and learn from your mistakes.

OPTIMISM. Geniuses never doubt they will succeed. Deliberately focus your mind on something good coming up.

ABILITY TO JUDGE. Try to understand the facts of a situation before you judge. Evaluate things on an opened minded, unprejudiced basis and be willing to change your mind.

ENTHUSIASM. Geniuses are so excited about what they are doing, it encourages others to cooperate with them. Really believe that things will turn out well. Don’t hold back.

WILLINGNESS TO TAKE CHANCES. Overcome your fear of failure. You won’t be afraid to take chances once you realize you can learn from your mistakes.

DYNAMIC ENERGY. Don’t sit on your butt waiting for something good to happen. Be determined to make it happen.

ENTERPRISE. Geniuses are opportunity seekers. Be willing to take on jobs others won’t touch. Never be afraid to try the unknown.

PERSUASION. Geniuses know how to motivate people to help them get ahead. You’ll find it easy to be persuasive if you believe in what you’re doing.

OUTGOINGNESS. I’ve found geniuses able to make friends easily and be easy on their friends. Be a ‘booster’ not somebody who puts others down. That attitude will win you many valuable friends.

ABILITY TO COMMUNICATE. Geniuses are able to effectively get their ideas across to others. Take every opportunity to explain your ideas to others.

PATIENCE. Be patient with others most of the time, but always be impatient with your self. Expect far more of yourself than others.

PERCEPTION. Geniuses have their mental radar working full time. Think more of others’ needs and wants than you do of your own.

PERFECTIONISM. Geniuses cannot tolerate mediocrity, particularly in themselves. Never be easily satisfied with your self. Always strive to do better.

SENSE OF HUMOR. Be willing to laugh at your own expense. Don’t take offense when the joke is on you.

VERSATILITY. The more things you learn to accomplish, the more confidence you will develop. Don’t shy away from new endeavors.

ADAPTABILITY. Being flexible enables you to adapt to changing circumstances readily. Resist doing things the same old way. Be willing to consider new options.

CURIOSITY. An inquisitive, curious mind will help you seek out new information. Don’t be afraid to admit you don’t know it all. Always ask questions about things you don’t understand.

INDIVIDUALISM. Do things the way you think they should be done, without fearing somebody’s disapproval.

IDEALISM. Keep your feet on the ground – but have your head in the clouds. Strive to achieve great things, not just for yourself, but for the better of mankind.

IMAGINATION. Geniuses know how to think in new combinations, see things from a different perspective, than anyone else. Unclutter your mental environment to develop this type of imagination. Give yourself time each day to daydream, to fantasize, to drift into a dreamy inner life the way you did as a child.

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Divine Creator of all that exists; please forgive me for not following your guidance in the past. I am sorry that I have chosen in the past to listen to my ego instead of listening to You.

Thank you for all of the blessings you have given me and for bestowing upon me the gifts of awareness, love, grace and free will.

I love you with all of my heart for blessing me with health, wealth, prosperity and abundance, now and evermore. ~Dean A. Banks, D.D.


The Divine Creator is my Source and provides all that I need to survive and to thrive. The Divine blesses me every day with the peaceful feelings of honest work and plentiful rest. When I recognize and feel the grace of the Divine I am bathed with Divine love and understanding to serve all of humankind with my unique talents and abilities.

As I serve humankind, I know that there will be some who don’t understand or recognize the gifts of the spirit and I will maintain faith in the Divine amid apparent adversity, knowing the Divine is within me and everyone and recognizing and respecting our divine connection. No matter what apparently occurs in my perceptions I will walk boldly in the knowing that I am a child of the Divine and I am blessed with divine abundance.

As a result of my daily prayers, diligent meditation and heartfelt service, every day of my life is blessed with health, wealth, prosperity and abundance as I fulfill my Divine purpose in Divine order. ~Dean A. Banks, D.D.


If we choose to live in the present, then we will be able to discipline ourselves to live with one another peaceably and WITHOUT arms.

It starts with teaching our children respect for others and not feeding their little egos with false sensibilities that make them selfish and inconsiderate of others where they regress to the point that they feel they NEED to arm themselves.

Always choosing to fight and resist teaches them the wrong message. How about teaching them to listen and reject what doesn't contribute to the growth and expansion of all and still be able to manifest their dreams and feelings of security?

An adult chooses to handle things in an adult manner. Choose wisely. ~Dean A. Banks, D.D.


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Me And Friends Sunrise At Two Lions Dawning Of Erato Spiritual Growth: Articles Of Expectation Seventh Major Understanding I Ordered My Future Yesterday Zendor The Contrarian The Prayer That Jesus Prayed Re-Entering Eden A Dialogue With Jesus The Fun Way Of Physical Immortality Philosophy Shift: Twelve keys To Shift Your Life Spirituality: The Awareness Of Reality An Ethiopian Odyssey My Life As A Heathen Miraculous You Bigger Than The Sky Little Book Of Light (Volume 1) The Essential Mind Attract Money Now Love's True home Prosperity Now


Feeling fear reminds me of something I want to forget; the perceptions of loss, conflict and pain. Feeling faith reminds of something I know is true that brings me joy, understanding and peace. What we feel is how our lives play out. Choose to feel what makes the lives of all grow and expand and gives you and others joy, understanding and peace. ~Dean A. Banks, D.D.


When the web of distraction and deceit is spun by liars, it will be the same web that entangles those same liars in it and they will be revealed for what they truly are; enemies of the people and the selfish bastards that they are! ~Dean A. Banks, D.D.


Love has everything to do with feelings. It is the energy that moves you into a complete understanding of your divinity and the divinity in others. Without it being manifested as feelings, how would anyone know it even exists? ~Dean A. Banks, D.D.


My understanding of divinity is that we are all divine and make choices that either support that or deny that. When someone makes a choice to deny that, they are expressing a selfish attitude towards their inner divinity.

If anyone can't see this, I am sorry you can't. We can see divinity everywhere and we don't have to allow the selfishness of others to interfere with our lives and the lives of others. Being divine means to be a co-creator of heaven on earth and if that means pointing out the bastards that defy that, then so be it.

Take notice! If you are hell bent on the manifestation of your egotistical desires in my experience, then I will reject you and your conclusions and point out your selfishness to everyone.

Standing your ground based on your divinity is when the floodgates of heaven open up and reveal the truth day after day. Peace. ~Dean A. Banks, D.D.


Love is NOT judgment. Divinity expresses itself into our perceived dualistic reality as 'right, wrong', 'good, bad', 'black, white'. Ego reacts to that projection. The still small voice 'in my heart' is the voice of the Divine guiding and directing me to NOT listen to the 'conscience of the ego'. I'm sorry YOU can't see that!!! Being one with the Divine means that we see life how it is and NOT how we 'think' it should be.

Divinity is what it is and it is beyond our comprehension and feeling. We can only think or feel about divinity. However, we can listen to its guidance by discharging erroneous beliefs that the ego holds as true and experiencing Divine love in daily communion with the Divine. Recognizing and respecting the divinity in others does not mean that you have to lie down and play dead to the demands of their ego.

It means that you can love them for whom and what they are without condoning their egotistical lies and manipulation. Tough love means to call out those who deny the truth for their own selfish purposes. ~Dean A. Banks, D.D.


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When you try to be non-descript about what cannot be described it is your ego trying to convince you that it is something beyond any understanding and therefore, whatever anyone says of what it is, will never be understandable. True understanding comes from the divinity within and expresses itself as love; whether you recognize it as such or not. You are the observer of your individual reality and the collective reality is NOT dependent on you. ~Dean A. Banks, D.D.

Compassion is all I have for humanity. If I didn't care for humanity would I say anything at all about those who are lying and deceiving us? I would say what is necessary no matter what feelings may be hurt or offended. I don't care how the ego reacts to what I say, just that the awareness of the Divine within opens completely to all of us. Not being a victim means that we choose to listen to the Divine and not our egos. I KNOW all of you are real people with real lives. You are individualized expressions of the Divine and I honor your existence; I might not 'see' what you 'see' or experience what you experience, but I know you are real and what you believe about life is real to you. Know that I honor and respect you, even though we might not always agree. You are an ongoing blessing to me and I am grateful for it. Peace. ~Dean A. Banks, D.D.

Recognizing and respecting the divinity in others does not mean that you have to lie down and play dead to the demands of their ego. Be whom and what you were created to be, right now. It is your right, your purpose, your life. ~Dean A. Banks, D.D.

Be who you are no matter how someone treats you. It might not appear to be advantageous for you to be nice, but what you put out there will return. Maybe not from whom you think it should; but it will return. Maintain your peace amid chaos and your justification for being nice is always rewarded. ~Dean A. Banks, D.D.


Living in fear means that you consciously deny the guidance and awareness of the Divine. Why would anyone who claims to love God deny Divine guidance when they are aware of the abundance of the Divine’s creation?

Fear is a selfish reaction to a set of perceived circumstances that validates your ego’s need to survive at all costs. It denies the omnipresence, omniscience, omniparience and omnipotence of the Divine in unfolding your Divine purpose in Divine order.

Why live in fear when you can live in faith by trusting the Divine completely in every breath you take?  ~Dean A. Banks, D.D.

Asking, Seeking, Knocking Aspects Of Humanity Attitudes To Be A Foursquare Approach To Unfolding Your Divine Purpose In Divine Order What Is Judgment? Maturity Overcoming The Seven Habits Of People Who Completely Trust In God How Do I Discover The Truth?

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It has been said that “the projection of what you think you are - not necessarily, however, of what you are, is the materialization of what you see in others. For example, if others seem deceitful to you, it is because you deceive yourself, and then project this outward upon others." (Seth).

Sometimes a cigar is just a cigar; not a reflection of your own insecurities and inefficiencies. Yes, you can see what you project on others and not know it is coming from you. However, sometimes others are truly only out for themselves and don't even care one iota about you or your 'reflections'.

Love the Divine within them and you will be helping them to see and experience more of what they aren’t even aware of or have made the time to consider. ~Dean A. Banks, D.D.

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